Terms and Conditions

These Terms and Conditions govern your access to and use of our mobile personal finance tracker app, our site, and related services. By downloading, accessing, or using this service, you agree to these Terms and Conditions. If you do not agree, do not use the service.

1. Eligibility and Acceptance

You must have the legal capacity to enter into these Terms and Conditions under applicable law. If you use the service on behalf of another person or organization, you represent that you are authorized to accept these terms on their behalf.

2. Description of the Service

Our online platform provides a mobile personal finance tracker designed to help you organize and review financial information. Features may include budget categories, expense visuals, weekly insights, and links or buttons for downloading the app through the Apple App Store or Google Play.

Features may change, be temporarily unavailable, or differ depending on your device, operating system, location, account status, or the version of the app you use.

3. Personal Finance Disclaimer

This service is provided for general budgeting, tracking, and informational purposes only. It is not a bank, investment adviser, financial planner, accountant, tax professional, credit counselor, or insurance professional.

The service does not provide financial, investment, tax, legal, credit, or other professional advice. You are solely responsible for evaluating your financial circumstances and obtaining advice from a qualified professional before making financial decisions. We do not guarantee the accuracy, completeness, timeliness, or suitability of any information, calculation, visualization, or insight displayed by the service.

4. Accounts and User Information

Certain features may require you to create or maintain an account. You agree to provide information that is accurate and reasonably current, and to keep account credentials secure. You are responsible for activity conducted through your account and must promptly address any unauthorized use.

You should maintain your own copies of important financial records. We are not responsible for losses resulting from inaccurate information entered by you, device failure, data loss, interrupted access, or your failure to secure your account or device.

5. Acceptable Use

You agree not to:

• Use the service for unlawful, fraudulent, abusive, or misleading purposes.
• Attempt to gain unauthorized access to the service, another user’s account, or related systems.
• Interfere with, disrupt, disable, overburden, or compromise the service or its security.
• Copy, modify, reverse engineer, decompile, distribute, sell, or exploit any part of the service except as permitted by law.
• Upload or transmit malicious code, harmful content, or information that infringes another person’s rights.

6. App Store and Google Play Terms

If you download the app through the Apple App Store or Google Play, your use may also be subject to the applicable store’s terms and policies. Apple and Google are not responsible for providing maintenance or support for the service unless their applicable terms state otherwise. In the event of a conflict regarding the app download, the applicable store terms may apply.

7. Intellectual Property

The service, including its software, design, text, graphics, features, trademarks, and other content, is owned by or licensed to the service provider and is protected by applicable intellectual property laws. Subject to these Terms and Conditions, you receive a limited, non-exclusive, non-transferable, revocable license to use the service for personal, non-commercial purposes.

8. Third-Party Services

The service may link to or rely on third-party services, including app distribution platforms, device features, analytics tools, or other external services. We do not control and are not responsible for third-party services, their availability, content, security, or privacy practices. Your use of third-party services is governed by their applicable terms.

9. Privacy

Our collection, use, storage, and disclosure of personal information are described in the privacy notice made available through our site or service. By using the service, you acknowledge that information may be handled in accordance with that notice.

10. Disclaimers

To the fullest extent permitted by law, the service is provided on an “as is” and “as available” basis. We disclaim all warranties, express or implied, including warranties of accuracy, availability, merchantability, fitness for a particular purpose, non-infringement, and uninterrupted or error-free operation.

11. Limitation of Liability

To the fullest extent permitted by law, we will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of data, revenue, profits, savings, business opportunities, or goodwill arising from or related to your use of or inability to use the service.

12. Suspension and Termination

We may suspend or terminate access to the service, with or without notice, if we reasonably believe that you violated these Terms and Conditions, created risk for the service or other users, or used the service unlawfully. You may stop using the service at any time. Provisions that by their nature should survive termination will remain in effect.

13. Changes to These Terms

We may update these Terms and Conditions from time to time. Updated terms become effective when posted through our site or service, unless a later date is stated. Your continued use of the service after an update means that you accept the revised terms.

14. Governing Law

These Terms and Conditions are governed by the laws of the State of Texas, United States, without regard to conflict-of-law principles. Any legal proceeding relating to the service must be brought in a court of competent jurisdiction located in Texas, unless applicable law requires otherwise.

15. Contact Information

Questions about these Terms and Conditions may be directed to the service provider at the following physical address: